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Life Insurance

Life insurance is an essential ingredient in financial planning...

Life Insurance: Whole Life

Whole Life (Permanent Life) insurance provides a lifetime of protection…

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Life Insurance: Endowments

An Endowment policy is a permanent life policy for which…

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Life Insurance: Term Life

Term Life insurance is typically the least expensive coverage,…

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Life Insurance: Universal Life

Universal Life insurance provides death benefits PLUS investment…

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Life Insurance: Group Life

Family Guardian’s Group Division provides expert advice …

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Health Insurance

Health Insurance is vital in today’s environment where sickness...

Major
Medical

Our BahamaHealth plans provide individual and group coverage…

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Accident
Plan

Provides both life and health coverage. The plan’s face amount…

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Sickness & Accident Plan

Provides for the payment of a weekly disability benefit as a result…

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Hospital & Surgical Plan

Provides reimbursement for hospital, surgical and specific related…

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Group
Plan

Our BahamaHealth major medical group plans are designed…

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Annuities

Family Guardian’s Annuities are excellent investment vehicles...

Flexible Premium Deferred Annuity

Provides a steady income stream at a future date. The minimum….

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Single
Premium Deferred Annuity

Provides a steady income stream at a future date. A single….

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Single
Premium Immediate Annuity

Provides scheduled payments to you commencing one….

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Mortgages

Life insurance is an essential ingredient in financial planning

Residential Mortgages

For most Bahamians, becoming a homeowner is their number…

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Equity Financing

Family Guardian also allows clients to use the equity they have…

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Investment Mortgages

Our investment mortgages apply to all income-producing…

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Commercial Mortgages

Commercial mortgages refer to financing of any commercially…

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“I've been using family guardian for my life insurance policies for over 5 years. I have experienced excellent service and quick responses to my queries. I highly recommend family guardian for life insurance and have never had an issue or reason to look elsewhere.”
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Aston S.

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Latest News

A happy family of four.

What Is Endowment Life Insurance? A Simple Guide to Long-Term Security

When it comes to planning your financial future, choosing the ...

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August 6, 2025

Top 7 Benefits of Whole Life Insurance You Should Know

A Family Guardian Guide to Lifelong Financial Protection When it ...

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July 17, 2025
A Bahamian family living happily together.

Whole Life Insurance vs. Term Life: Which One Should You Pick?

When it comes to protecting your family’s financial future, choosing ...

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July 9, 2025
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